Even after 32 years, this never gets old — posting fall grades and wishing safe travels to my students headed out on break. Having experienced college-student-home-for Christmas from the student side and (25+ years later) from the parent side, I can say it’s a most special time of year. Remember, students, your worth as a human being is not defined by your grade in any class. You are of infinite worth to your family and your Creator, whose love is not conditional on achievement. Best wishes to all in this season of light and hope.
What is that background up there?
Just above, you'll see what looks like a multicolor shirt as a background. It is a close-up of a "spaghetti shirt," and here's how it works: You take an old dress shirt, paint it up with random color designs, and wash it once to set the color. Now if you're going to do something messy, just put on the spaghetti shirt and stop worrying! (A few blotches of spaghetti sauce won't make it any less attractive.)-
Recent thoughts
Pet projects
Here are a few pet projects of mine aimed at "more jollies per dollar" -- through good value and adjustment of attitudes.
Cut the cable: Most people can get great viewing without cable or satellite, spend less time staring at the TV, and get happier.
Smartphone savings: You can spend less and get excellent service. See how.
Celebrate Christmas: and forget about "Excessmas."
Worry-free investing Follow this strategy and get rich slowly (not "get rich quick").
ExcessmasPlain money
This approach is about putting money in its place, which is definitely not first place in anybody's life. Below are some posts from my personal finance website on this subject:
plainmoney.com
academic miceWorry-free investing
If you'd like to worry less about your investments, and are willing to put in some serious thought, here's an approach for you. Buy and hold low-cost index funds -- then sit back and let the market work its magic in the long term. You can find out more at my personal finance website.Site stuff